Dental Insurance for Individuals

In the past, finding affordable dental insurance for individuals was not easy. We had to rely on an insurance company's marketing letter or agent to provide us with, what we thought, was the best premium. We often ended up paying a lot more than we expected, only to find that the terms were not what we thought they would be. Thank goodness thats all in the past.

Today, with the convenience of laptops, iphones, tablets and the internet, we have more information and the "know how" to compare and negotiate better premiums for dental insurance.

No longer are we forced to call several companies for quotes, then wonder exactly what is happening at the other end of the phone. We can do our own calculations and compare different plans all from the convenience of our homes, city park or favorite restaurant. The only difficult part is choosing one from an overwhelming number of plans.

To simplify the process, below are some of the top plans offered by dental plan networks. These networks are considered the leaders in providing affordable dental insurance for individuals, families, the self-employed and senior citizens. The premiums listed below reflect the annual amount for individual plan coverage.

	Plan Features	Annual Premium
	The Aetna Dental Access discount dental plan offers 15-50% off dental procedures at over 66,000 locations nationwide.	$104.95
	With the Preferred Network Access by CIGNA discount dental plan, get access to discounts from one of 93,000 dental providers, including orthodontists.	$134.95
	With Avia Dental, save 20%-70% on general dentistry, and 20%-25% on dental specialty procedures, including orthodontia (orthodontics). Avia also provides vision and prescription plan coverage for no additional cost.	$124.95
	As a member of the Careington Care 500 Series plan, you get access to a network of over 87,000 participating dentists. Prescription, Vision, and Lasik savings programs are also included.	$139.95
	Affordable Family Health Services plan members can save 25% to 60% on most dental care procedures such as cleanings, root canals, crowns, braces, veneers and more. Plus, additional discounts can save you 10% to 75% at more than 54,000 combined pharmacy, vision and chiropractic partners.	$124.95