Because of intense competition in the credit card industry, credit providers often offer incentives such as frequent flier points, gift certificates, cash back, low interest cards, or even 0% interest cards to attract customers. The period of low interest cards is usually limited to a fixed term, usually between 6 and 12 months after which a higher rate is charged. These types of cards make valuable funding sources when it comes to dentistry.
Ever been faced with a high dental bill, even after calculating the insurance companies portion? Many individuals shy away from using credit cards because of high interest charged. But what if you could find low interest, 0% introductory cards to pay your dental bill. It's like having a payment plan set up for you to make monthly payments with no interest charged. For instance, if you were to get a 6 month introductory card with a 0% interest rate, you could afford to have that cosmetic procedure you have been putting off because of the high upfront costs. So if your dentist charged $400 for the bleaching, by using this card, you can have monthly payments of $80 at no additional cost. Seems more manageable now?
Because of the high fees charged by dentists, many individuals are using credit cards as a way to manage their dental bills. And guess what? If you maintain a good payment history, you can bet, you will receive more and more incentive offers, like the one described above that would allow you to get the more important procedures designed to save or replace natural teeth. In addition, like many other services covered when you use a card, you can dispute the treatment provided or services charged filing the appropriate complaint with the local dental society and speaking to your card holder. So the added security of knowing that you are protected makes it more appealing to use a credit card, rather than pay cash for dental treatment.
Still waiting for that student loan to be processed? Need those textbooks now? Well, consider getting a card for dental students, designed for situations that need immediate attention. Many are designed with the student in mind, offering very reasonable terms for the cash strapped student. In addition, a student card can help you build up credit that will help you later on, as you begin your business or professional career.
If you are interested in reviewing various types of cards to assist you with paying for dental work or dental school, feel free to use the Card Search Tool below to get the card that is best suited for your particular needs. Whether you are looking for a low interest card, a no annual fee card, a rewards card or a card designed specifically for students, the card locater provides a comprehensive list of cards for you to review all in one place. Try it today and begin to save on your dental or general college education expenses.